Insurance for Individuals & Families
Enjoy the ease and confidence of working with an expert who can help you quickly find the right option for you. We can save you time and help you avoid frustration with the knowledge we’ve gained from our two decades of experience in the industry.
Health
If you are self-employed or between jobs, in need of short-term or long-term coverage, there are a variety of plans at a variety of price points that will serve you individually or your entire family.
Vision
It may be easier than you think to secure affordable vision coverage that will include annual exams and prescription eyewear at a significant savings.
We make it simple to choose from a variety of plans that will fit your personal needs and budget, from dental and vision to comprehensive health.
Dental
Oral health is important and dental insurance can help with both preventative care and maintenance as well as treatment for acute conditions.
Travel
If you or your dependents will be spending time outside of the U.S., then travel insurance will ensure you have health coverage while working, studying or traveling abroad.
Coverage Basics
The Affordable Care Act mandates that all health insurance plans must provide for minimum coverage levels* of these 10 essential health benefits
- Ambulatory patient services (outpatient care that does not require being admitted to the hospital)
- Emergency services (what does this include? ER visits)
- Hospitalization (such as inpatient surgery and overnight stays)
- Maternity and newborn care (includes pregnancy and pre-natal care)
- Mental health and substance use disorder services (such as counseling, psychotherapy, and behavioral health treatment)
- Prescription drug coverage
- Rehabilitative and habilitative services and devices (to aid in recovery and treatment of mental and physical injuries, disabilities, or chronic conditions)
- Laboratory services
- Preventive and wellness services and chronic disease management
- Pediatric services, including dental and vision care
* While all qualified plans must offer these 10 essential benefits, the scope and quantity of services offered under each category can vary. Each qualified plan must offer essential health benefits which overall are equal to the scope of benefits typically covered by employers, as shown by a Department of Labor survey of employer-sponsored coverage.