We help you select the building blocks of a robust plan
A strong benefits package makes it easier to recruit – and keep – strong employees. We also understand what the rising cost of insurance means to your company’s bottom line. We’ll help you design a robust, cost-effective plan from the wide array of available choices.
Health
This is the heart of your employee benefits offering. We’ll help you design a plan that best supports your employees’ health and wellness so they can thrive at work and at home.
Dental
Dental procedures are expensive. Providing dental coverage for your employees and their dependents ensures they have access to affordable routine and specialized care.
Vision
With choices that range from basic to comprehensive, offering a vision option to employees along with health and dental rounds out the core of your medical benefits coverage.
Voluntary
This can include cancer, accident, life, short-term disability, hospital indemnity, and critical illness coverage. If certain criteria is met, there is also an Executive Benefit option that provides extended coverage for services not included in the core plan.
Life
Life insurance helps employees feel secure in knowing they have protected the people they love from potentially devastating financial loss.
Disability
Whether it’s for short-term or long-term, disability insurance is one of the most valuable options you can offer your employees.
Cobra
COBRA (Consolidated Omnibus Budget Reconciliation Act) provides employees and their dependents with continuity of coverage if there is a change in employment status. Currently, you must have 20 employees to be eligible for this option.
Flexible Spending Accounts (FSA)
By setting aside pre-tax income for anticipated eligible expenses, employees can reduce their taxable income. In some circumstances, it may also help employers reduce their workers comp basis.
Section 125
Premium Only Plan (POP)
Employees can reduce their taxable income and you can reduce your workers comp expenses with this option that lets employees make pre-tax premium payments.